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Low Rates + Best Service, That's a Mark Loan
Finally... home loans done right. As a wholesale mortgage broker, Mark is ready to help you choose the right loan program for your goals AND get a low interest rate - without sacrificing 5-star customer service. That's a Mark Loan.
Google Reviews
This company went above and beyond to ensure I got the best rate available, ensured I knew exactly what to provide for the lender, kept me well informed about everything. The team was constantly in touch with me as needed. They answered my calls late at night, early in the morning and even at the airport because I had a question and they wanted to be sure I got the answer. I never felt overly stressed because I knew exactly what was happening and when the next step in the process would be completed. They far exceeded my expectations and made my home purchase stressless. Thank you all so much! What a great team. I would highly recommend them to anyone.
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Colleen Rose
a day ago
Mark helped my husband and I with the purchase of our first home, and it was the smoothest process! During a time that could have been stressful and confusing, Mark worked to make our home buying process seamless, quick, and easy. Mark has the heart of a teacher and readily provided us with numbers and information that brought us into the process and made us feel confident and informed. I can’t say enough positive things about the work done. You want Mark on your team if you’re looking to buy a home!
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Keleigh Trabing
a month ago
Mark was our loan officer while buying our first home. Mark was with us all throughout our journey of the home buying process. He has a great attitude, is very patient especially with us being first time home buyers who're constantly overwhelmed and was readily available to help answer any questions or inform us on the best rate availability and our options for it. We felt we were taken care of from start to finish and we were glad to have him on our team. We absolutely recommend Mark for any home buyer - experienced or otherwise, to guarantee the best rate. He's very qualified and great at his work so we're happy to know him professionally and now as a good friend!
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Ashwin Pai
3 months ago
Mortgage Services
Mortgage Consultation and Advice
Mark's expertise can provide personalized advice tailored to your financial situation and goals, ensuring you make informed decisions.
Loan Pre-Approval Assistance
We help streamline the pre-approval process, guiding you through the necessary steps to secure a loan with ease and confidence.
Refinancing Solutions
Explore our refinancing options to optimize your mortgage terms and potentially lower your interest rates, saving you money in the long run.
Jumbo Loan Services
Unlock your dream home with Mark Howard's customized Jumbo Loan services. Tailored financing for high-value properties, ensuring competitive rates and personalized guidance every step of the way.
VA Loan Services
Honor your service with Mark Howard's VA Loan expertise. Zero down payment, no PMI, and exclusive rates for veterans and active military members. Seamless, respectful financing.
FHA Loan Services
Make homeownership accessible with Mark Howard's FHA Loan services. Low down payments and flexible qualifications, designed for first-time buyers or those seeking affordable housing solutions.
From Our Home to Yours: The Mark Howard Journey
Mark Howard lives in Georgetown, TX with his wife and 3 boys and became a residential loan officer in 2017. Mark was attracted to the mortgage industry as a way to serve families & individuals by helping them realize their life-changing dream of home ownership. Mark loves spending time with his family, enjoys sports, and above all is a follower of Jesus Christ.
FREQUENTLY ASKED QUESTIONS
What Is A Mortgage Broker And Why Does It Matter?
A mortgage broker is not limited to originating loans for just one bank or company like a regular loan officer - they can shop dozens, if not hundreds, of different lending banks for the right loan program and best interest rate. Also, mortgage brokers have much lower business expenses compared to a huge mortgage corporation, which means we can offer much lower interest rates!
When Do I "Lock" My Interest Rate?
Interest rate locks usually come with a time period, like 30, 45, or 60 days. The shorter the rate lock, the lower the interest rate - therefore, we normally wait to lock a rate until you have an executed contract to purchase a home with a defined closing date.
What Are "Discount Points" And Should I Buy Them?
A discount point is a fee charged in your closing costs to buy a lower interest rate for the life of your loan. The fee for one point = 1% of the loan, so one point on a $200,000 loan is $2,000. This will normally buy down your rate about 0.375% but it does vary. You can buy fractions of a point as well. Paying for points can be a good way to lower your monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.