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Low Rates + Best Service, That's a Mark Loan
Finally... home loans done right. As a wholesale mortgage broker, Mark is ready to help you choose the right loan program for your goals AND get a low interest rate - without sacrificing 5-star customer service. That's a Mark Loan.
Connect with Mark For Expert Mortgage Advice.
Let Mark Howard guide you through the mortgage process
Google Reviews
Mark has been great through my mortgage/home-buying process. Among other things, he: 1. Turned on a dime to get me tailored pre-approval letters to present for house offers in short order (under 30 minutes) when necessary. 2. Supplied frequent updates of rate changes. 3. Put together full breakdowns of cost estimates for my loans and personally recorded explanation videos of each. 4. Worked with me to get the best rate available for my mortgage. This has left me in about as good a shape as I can be given the current market. Thanks, Mark!
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Greg Beauchesne
20 days ago
Working with Mark was great. He did a great job of explaining and executing the loan process. He was always available to promptly answer any questions. I highly recommend Mark and his team!!!
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Rodney Nelson
22 days ago
We are so grateful to have found Mark and appreciate his services so much. We will absolutely recommend him as a Mortgage Broker every opportunity we get. Thank you for going the extra mile for us Mark!
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Lee Viljoen
1 month ago
Tailored Solutions for Your Homeownership Journey
Unlock Your Perfect Mortgage Today! 🔑🏡💰
Whether you're purchasing your first home or refinancing an existing mortgage, Mark is dedicated to simplifying the process. Find financing solutions tailored to your unique situation and financial aspirations!
📝 Mortgage Consultation and Advice
Mark's expertise can provide personalized advice tailored to your financial situation and goals, ensuring you make informed decisions.
💬 Loan Pre-Approval Assistance
We help streamline the pre-approval process, guiding you through the necessary steps to secure a loan with ease and confidence.
💡 Refinancing Solutions
Explore our refinancing options to optimize your mortgage terms and potentially lower your interest rates, saving you money in the long run.
🔑 FHA Loan Services
Make homeownership accessible with Mark Howard's FHA Loan services. Low down payments and flexible qualifications, designed for first-time buyers or those seeking affordable housing solutions.
🏡 Conventional Loans
Streamline your home buying with straightforward financing. Ideal for those with strong credit seeking traditional mortgage paths.
💼 Jumbo Loan Services
Unlock your dream home with Mark Howard's customized Jumbo Loan services. Tailored financing for high-value properties, ensuring competitive rates and personalized guidance every step of the way.
🇺🇸 VA Loan Services
Honor your service with Mark Howard's VA Loan expertise. Zero down payment, no PMI, and exclusive rates for veterans and active military members. Seamless, respectful financing.
🔄 Refinance Solutions Lower Your Mortgage Rate
Reduce the rate and term on your existing mortgage, or access cash from your property to consolidate debt or make home improvements.
🌟 Non-Traditional Loans Unique Loan Options
Short term financing for unique circumstances. Asset-based and interest-only.
📈 Investor Loans Grow Your Property Portfolio
Customized mortgage options for real estate investors to qualify based on existing and projected rental income.
🔨 Construction Loans Build Your Dream Home
Short term financing for the purpose of building or renovating residential property.
📄 Bank Statement Loans
Simplify your loan process with just your bank statements. Ideal for self-employed and business owners aiming for homeownership.
From Our Home to Yours: The Mark Howard Journey
Mark Howard lives in Georgetown, TX with his wife and 3 boys and became a residential loan officer in 2017. Mark was attracted to the mortgage industry as a way to serve families & individuals by helping them realize their life-changing dream of home ownership. Mark loves spending time with his family, enjoys sports, and above all is a follower of Jesus Christ.
FREQUENTLY ASKED QUESTIONS
What Is A Mortgage Broker And Why Does It Matter?
A mortgage broker is not limited to originating loans for just one bank or company like a regular loan officer - they can shop dozens, if not hundreds, of different lending banks for the right loan program and best interest rate. Also, mortgage brokers have much lower business expenses compared to a huge mortgage corporation, which means we can offer much lower interest rates!
When Do I "Lock" My Interest Rate?
Interest rate locks usually come with a time period, like 30, 45, or 60 days. The shorter the rate lock, the lower the interest rate - therefore, we normally wait to lock a rate until you have an executed contract to purchase a home with a defined closing date.
What Are "Discount Points" And Should I Buy Them?
A discount point is a fee charged in your closing costs to buy a lower interest rate for the life of your loan. The fee for one point = 1% of the loan, so one point on a $200,000 loan is $2,000. This will normally buy down your rate about 0.375% but it does vary. You can buy fractions of a point as well. Paying for points can be a good way to lower your monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.